|Pre-Tax Return||Investment Amount||Redeemed / Maturity Amount||Total Interest / Profit Amount||Annual Interest / Return (%)|
|Savings Bank Deposit||100000||103,978||3,978||4.0|
|ICICI Prudential Liquid Fund - Growth||100000||106,885||6,885||6.92|
|Post Tax Return||Pre-tax Interest / Profit Amount||Capital Gains Tax||Indexed Amount||Income / Capital Gains Tax||Post Tax Interest / Profit Amount|
|Savings Bank Deposit||3,978||Not Applicable||Not Applicable||1,193||2,784|
|ICICI Prudential Liquid Fund - Growth||6,885||Short Term||Not Applicable||2,065||4,819|
1. Short Term in case of debt funds is defined as less than or equal to 3 years.
2. Long Term in case of debt funds is defined as more than 3 years.
3. Short term gain formula:
Short term capital gain = Amount realised - Amount invested
Short term capital gain tax = Short term capital gain * Tax rate of the investor
4. Long term gain formula:
Indexed cost of acquisition = Amount invested * (Index in Year of redemption / Index in year of investment)
Long term capital gain = Amount realised - Indexed Cost of Acquisition
Long term capital gain tax = Long term capital gain (post indexation) @ 20%