Fixed Deposit vs Debt Funds

Fixed Deposit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100,000 106,890 6,890 6.87
HDFC Dynamic Debt Fund - Growth Option 100,000 109,161 9,161 9.13
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,890 Not Applicable Not Applicable 2,067 4,823
HDFC Dynamic Debt Fund - Growth Option 9,161 Short Term Not Applicable 2,748 6,413

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.