Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,870 6,870 6.87
HDFC Dynamic Debt Fund - Growth Option 100000 104,383 4,383 4.38
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,870 Not Applicable Not Applicable 2,061 4,809
HDFC Dynamic Debt Fund - Growth Option 4,383 Short Term Not Applicable 1,315 3,068

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 16-09-2019
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 1.02 16.07 7.98 7.34 8.3 7.28 6.81
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.8 15.07 6.87 7.82 9.34 8.49 8.36
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI) 09-02-2004 1.65 14.53 7.08 8.08 9.48 8.78 5.94
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.28 13.72 7.14 8.46 9.69 - 8.63
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.03 13.58 6.48 6.52 8.59 8.18 6.97
HSBC Flexi Debt Fund-Growth 05-10-2007 1.74 13.38 5.91 6.06 7.87 7.7 8.23
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.08 13.33 8.05 8.29 9.24 8.78 8.67
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 24-03-2017 1.46 13.27 6.67 - - - 6.5
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 13.1 5.64 5.8 7.6 7.4 7.92
Axis Dynamic Bond Fund - Growth Option 27-04-2011 1.4 12.6 6.85 7.28 8.93 - 8.62
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.47 12.53 5.76 5.5 7.35 - 7.09
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.71 12.12 5.83 - - - 7.12
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.6 12.01 6.86 6.94 9.07 5.57 5.83
Reliance Dynamic Bond Fund-Growth Plan-Growth Option 03-11-2004 2.06 11.76 5.33 6.17 8.49 8.1 6.62
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 10.98 5.22 6.53 8.56 7.92 7.81
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 10.64 5.65 6.71 8.71 7.82 8.01
ICICI Prudential All Seasons Bond Fund - Growth 04-05-2009 1.3 10.43 6.36 7.78 9.87 9.26 8.91
ICICI Prudential All Seasons Bond Fund - Premium Growth Option 04-05-2009 1.3 10.43 6.42 7.84 10.02 9.2 8.86
ICICI Prudential All Seasons Bond Fund Retail - Cumulative 28-03-2002 1.3 10.43 6.42 7.84 10.02 9.23 9.15
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.68 10.26 4.65 5.15 8.37 8.33 8.35
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.68 10.26 4.65 5.15 8.37 8.33 8.28
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.66 9.91 5.01 6.11 8.26 - 8.38
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 1.67 9.09 7.35 8.28 9.44 8.2 8.9
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.46 8.63 4.66 5.89 7.86 7.68 6.85
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.34 7.98 5.87 6.72 7.84 - 6.95
IDBI Dynamic Bond Fund Growth 21-02-2012 1.63 7.14 2.77 3.44 5.69 - 5.75
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.66 7.09 3.42 4.13 5.8 - 8.63
JM Dynamic Debt Fund - Premium Plan - Growth Option 13-10-2004 0.66 7.07 7.15 7.37 7.98 7.73 7.32
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 0.66 7.06 7.13 7.35 7.93 7.66 6.92
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.85 4.47 1.98 3.55 7.05 7.25 8.42
Principal Dynamic Bond Fund - Growth Option 13-05-2003 1.54 0.44 0.46 2.86 6.22 6.74 6.94
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.58 0.04 0.83 3.22 6.78 - 7.11
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 - - - - - 7.85
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.55 -1.82 -0.29 3.31 6.35 - 7.71